Mental health is just as important as physical health, and is closely tied to how well our bodies function. While mental health issues are common for adults in the U.S., it is not uncommon for people to de-prioritize their mental health, because of stigma, financial and time constraints, or lack of access to quality care.

Telehealth services aim to overcome those barriers by bringing mental health care directly to patients via their computers or smart devices.

From the many on-demand mental health and therapy services available, we narrowed the list to give you our recommendations for the best available services.


Long-established business insurance provider Hiscox offers fundamental protection like general liability insurance and a business owner’s policy. Hiscox insurance coverage are available from Geico, independent insurance brokers, and online. Bermuda serves as the company’s primary location, and it is listed on the London Stock Exchange.

Hiscox offers plans for beauty, fitness, and health enterprises, but its small-business insurance products are largely geared for professional services firms like accountants and consultants. Spend a few minutes online receiving a quote from Hiscox if you require liability insurance and want to work with a reputable company.

Mental health counselors may benefit from professional liability insurance, also known as E&O Insurance, in a variety of ways, including coverage for carelessness, defense costs, personal harm (such as libel and slander), claims against previously given services, bodily injury, and much more. Professional mental health counseling liability insurance is necessary for anyone who frequently offers a professional service or frequently counsels clients, such as therapists, even though it does not cover fraudulent activities and property damage.


An easy online experience is a priority for BiBERK, a business insurance provider. Although agents are available to assist, business owners can obtain prices, purchase policies, submit claims, and download a certificate of insurance online.

A branch of Berkshire Hathaway, BiBERK may be an excellent choice for business owners who wish to buy coverage online from a reputable provider and have basic insurance requirements.

However, biBERK may not have plans for you if your company needs specific protection, like inland marine insurance or directors and officers insurance. Furthermore, since only biBERK’s professional liability insurance is available in all 50 states, it might not be appropriate for you to buy different types of business insurance from the same provider.


Simply Business is a broker who connects small-business owners with business insurance through partner companies rather than an insurance provider.

Simply Business gathers estimates from its network of insurance providers that are customized to your business type, but that is the extent of its assistance. Third-party insurers are in charge of the policy’s core functions, including underwriting, claims processing, and customer service.

Travelers, the second-largest writer of business insurance lines in the United States, owns Simply Business, which has its headquarters in the United Kingdom. While Simply Business provides a broad choice of coverage in the UK, there are fewer options available to firms with U.S. locations.


One of the rare businesses that offers both affordable solutions and higher tiers of coverage is Proliability. It also covers a variety of industries. You can also be eligible for discounts to further reduce your price and make your insurance policy more reasonable if you have several years of expertise and a stellar reputation. We recommend this firm for a variety of sectors because they only provide malpractice insurance.


For professionals in mental & allied health, nursing, wellness & fitness, and health & life coaching, CPH & Associates is a top provider of malpractice insurance. D&O/Nonprofit insurance and special event general liability insurance are additional products we provide.They stand out from competitors in the sector thanks to their real-time, online application. Get an online rapid quote and apply, and within minutes of submitting your application, you’ll receive proof of coverage through email!

As a benefit to their policyholders, they provide $35,000 of state licensing board defense coverage within their base policy, with the option to increase that limit for an additional premium, as well as 2 hours of free legal consultation per policy year to be used for any unexpected professional liability issues you might run into in your line of work.


Healthcare Providers Service Organization (HPSO) has a stellar reputation and offers comprehensive professional liability policies. With its multiple premium discounts, it has affordable policies for therapists’ offices, and you can take your coverage with you if you leave your job.


In the US, Progressive is the company that sells the most commercial auto insurance. When looking for business auto insurance, it is a must-look simply because of this fact. However, Progressive only acts as a middleman for other commercial insurance policies like general liability or workers’ compensation. If you want that coverage, you should contact the provider directly, unless you intend to combine it with an existing Progressive auto insurance policy.


The variety of services Chubb provides to businesses is what distinguishes it as a dominant player in the insurance sector. Whether it be liability plans, property coverage, or speciality products like product recall and railroad or marine insurance, it has policies to meet the needs of any business.

Chubb provides the general, professional, management, and medical liability insurance products that companies of all sizes may require. The reason Chubb is our top pick for the finest provider of commercial liability insurance for small businesses is due to this, as well as the simplicity of its claims procedure and wide range of other commercial solutions.

The Hartford

The Hartford is an insurance provider with its main office in Hartford, Connecticut. The company is unique in the small-business market for its adaptable, customisable business owner’s policy.

A business owner’s policy from The Hartford provides business interruption insurance, unlike many other insurers that just offer general liability and property coverage. Because business interruption insurance often covers lost income during a natural disaster or forced closure, this can be a significant advantage. Further streamlining your business insurance is possible by adding professional liability and coverage for data breaches.

Pearl Insurance

Since 1954, they have offered competitive insurance rates and top-notch customer support with the straightforward conviction that their customers should be able to live and work with assurance. You can rely on high-quality protection with their knowledge of malpractice liability insurance coverage for behavioral and allied health professionals, allowing you to concentrate on what matters most—helping others.

Liberty Mutual

They have established a specialized healthcare team that is focused on meeting the demands of hospitals, managed care organizations, medical practices, senior living communities, outpatient clinics, and other healthcare facilities. We work closely with our clients to deliver comprehensive solutions that satisfy their demands.

Because it is all they do, Liberty Mutual employs knowledgeable underwriters who are only focused on the healthcare industry. Our expert teams can create programs with important coverages like but not limited to:

Cybersecurity risk
Environment-related risk
Professional liability and life sciences products
Medical malpractice insurance
both employer and medical stop losses
Property, including insurance for patient egress
Including coverage for communicable diseases in workers’ compensation
Business surety bonds


Nexus Insurance Services is committed to assisting you in securing peace of mind in your professional life, whether you are a doctor, lawyer, real estate agent, or other professional who needs professional liability insurance. They offer workers’ compensation insurance, medical malpractice insurance, and errors and omissions insurance for lawyers.

The aim of Nexus Insurance is to offer knowledgeable, approachable service. They think the foundation of long-term success is our relationships with clients, which includes not just the success of their business but also the success of the people we assist.


Since 1899, MedPro Group has served as the nation’s first supplier of healthcare liability insurance, defending the assets and good name of the medical industry. MedPro Group is the national leader in customized insurance, claims, patient safety & risk solutions for doctors, surgeons, dentists, and other healthcare professionals, as well as hospitals, senior care facilities, and other healthcare facilities, with over $1 billion in annual premium and more than 200,000 clients.

AmTrust Financial

AmTrust works to protect healthcare institutions and providers from a range of unusual and difficult threats. Their insurance for the healthcare industry includes policies that can be written as a package or as a monoline.

Their chosen representatives are fully aware of the particular hazards that the healthcare sector faces. They provide their insureds and agents with an unrivaled combination of reliable pricing, sound insurance coverage, and top-notch customer service. They provide a full range of business insurance protection for the healthcare sector, giving their appointed agents the confidence and flexibility to provide their clients the ideal product to mitigate risk.


Since 1919, American International Group, Inc., also known as AIG, has offered a range of insurance products. The New York City-based corporation, which has offices in 80 countries, is among the biggest insurers in the world and is perhaps best recognized for its commercial and life insurance offerings. In order to meet the needs of higher net worth customers, AIG provides home and auto coverage alternatives in the United States.


They function as an independent internet market for the distribution of small business insurance. They support purchasing insurance, managing coverage online, and comparing prices from top-rated suppliers for business owners.

Share your thoughts and comments.

Our members are talking about this article on Belongly.
Register today and join the conversation.

About the Author: Belongly
The community for mental health professionals. A free, secure space for mental health professionals to collaborate with and meet new colleagues, support each other through referrals and stay connected to a trusted network of peers.

Keep Reading

Want more? Here are some other blog posts you might be interested in.